Entrusted loans: refers to the client to provide a legitimate source of funds transferred to the general committee commissioned by the bank deposit account, commissioned by the bank according to the client to determine the loan object, purpose, amount, term, interest rates to extend, supervision and assistance loan business. The client may be the government departments, enterprises and institutions and individuals, etc..



The principal and the borrower to reach the financing intention, to determine the loan interest rates, duration and other factors.

Client and the borrower in the business bank to open a settlement account, the client to the business bank issued a "loan principal", and by the client and the borrower to apply to the bank.

Entrusted loans - application procedures
An application for
The borrower to the client to fill the loan application form, and provide the following materials:
My account of this, ID card or other valid proof of residence;
The purchase contract or letter of intent and other relevant documents; "
The borrower unit agreed to loan the letter;
Other materials provided by the client.
Two, the trial of
The principal of first instance "font-family: style=
Three,
After the principal has passed the preliminary examination, the bank (hereinafter referred to as the trustee) to investigate and put forward opinions on loans.
Four, approval and sign a contract
In accordance with the survey conducted by the trustee, the client shall approve the loan, the approval of the examination and approval, the client and the agent sign a contract, and then issue a notice of authorization to the principal.
Five, the loan contract signed
According to the contract, the agent and the borrower signed a loan contract and the corresponding contract.
Six, the allocation of loans that
The loan contract, the client funds assigned to the fund entrusted loans to households, according to the loan contract allocated by the trustee.